How to Protect Yourself From Identity Theft

Contrary to popular belief, identity theft does not only affect your finances. In fact, it can affect anyone and apart from your bank account, it can target your children and medical information. Secured Document Shredding, LLC will address the different ways a person can steal your identity and how you can protect yourself and your loved ones.

Medical Identity Theft

To protect your medical information from being compromised, take the time to gloss over your medical insurance statements and bills carefully. If you get a medical bill that has erroneous information, report the matter to a client care advocate. If you are being billed for appointments you did not attend, this may be an indication that someone is ripping you off.The first step you should make if you suspect foul play is to report to the Federal Trade Commission and your local police. The Health Insurance Portability and Accountability Act (HIPPA) affords you the right to dispute any mistake on your medical bills. Therefore, your next step should be to consult your insurance company on whether they can freeze your medical benefits to avoid further theft.

Criminal Identity Theft

According to PrivacyRights.org, you should perform a regular background check on yourself to protect your identity against thieves. This should include checking your driving records and your credit check.In case your identity has been stolen, the first thing you should do is report the matter to the police. If the police do not cooperate, report to the Federal Trade Commission. If the police are agreeable, they will compare physical descriptions of you and the suspect and if they do not match, they will pursue criminal charges against them.

Theft of a Dead Person’s Identity

The first step in preventing a deceased person’s identity from being stolen is by keeping personal information like maiden names and birthdays out of the obituaries. These things are very valuable to thieves.  Also, since the thieves will be targeting the assets or monetary benefits of the deceased, try to secure all the financial information the deceased person dealt with. Notify all the financial institutions that the deceased dealt with, including the Social Security Administration, the moment your loved one dies.  Even the government isn’t immune to identity theft and government document destruction has been a big focus recently.

Theft of a Child’s Identity

The first step you should take to protect your child’s identity from theft is to conduct a credit check. If you chance to find anything suspicious in the report, inform the credit bureaus and ask them to set up fraud alerts. It is also recommended that you report to the police and FTC.

The cases of identity theft are rising with every dawn. The main motives for the thieves include financial gain and to commit crimes. Knowing how a thief will target you and ways of protecting yourself can keep you from falling prey to these fraudsters.

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